Ursa Ledger
Terms of Service
This is a plain-language starting draft and has not been reviewed by a lawyer.
Last updated November 13, 2026, Eastern Time.
These terms explain how you may use Ursa Ledger, including the games, leaderboards, lending, governance, test coin lessons and related pages at arcade.astrobear589.com and the game sites linked from there. By entering Ursa Ledger or using those pages, you agree to these terms. If you do not agree, please do not use the site.
What Ursa Ledger is
Ursa Ledger is Astro Bear's educational game world on the XRP Ledger. It is a classroom and a set of browser games made to help people learn how the ledger works. It is fan-made, for education and entertainment. It is not an official XRP Ledger Foundation product, and it is not a bank, broker, exchange, payment service or casino.
Play money with no value
Everything inside Ursa Ledger, including play capital, loans, scores, votes, leaderboards and any test coin, is play money. It has no real value. You cannot buy it, sell it, cash it out or redeem it for money, goods or any real asset. It is not a security, a commodity, an investment, a deposit or gambling. Points and balances exist only to teach how those ideas work.
Testnet only
Ursa Ledger runs on the XRP Ledger testnet only. Testnet XRP and testnet tokens have no value. A public testnet explorer may show nicknames, scores or other memos you choose to write. Those records are public and permanent. Never put personal details, secrets or birth data on the ledger.
Not financial advice and no regulated activity
Nothing on Ursa Ledger is financial, investment, legal or tax advice. Nothing here is an offer to sell, or a solicitation to buy, any security, commodity, currency or other financial product. Astro Bear is not registered with the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), the Financial Crimes Enforcement Network (FinCEN), or any other regulator, and does not offer financial products. Ursa Ledger is not intended to be a money-transmission service under FinCEN rules or state money-transmission laws. You should not treat play balances, test coins, loans or votes as real-world financial activity.
Eligibility and age
You must be 13 or older to use Ursa Ledger. If you are under 18, a parent or guardian has to be okay with you using it. If we learn that a child under 13 has created an account or submitted personal information, we will delete the off-ledger information we can delete.
Star Cub accounts and conduct
A free Star Cub account may be offered so you can save scores, join a leaderboard or take part in later features such as votes. You must give an email you control, pick a nickname that is not your real name or other personal information, and keep your login to yourself. Be kind. Do not cheat in a way that harms other players, do not try to break the site, and do not post unlawful, hateful or sexual content involving minors. We may close an account or remove content if these terms are broken.
Governance votes are advisory
When governance is available, Star Cubs may propose amendments and vote on them, including an 80% support rule used as a teaching model of how XRP Ledger amendments work. Those votes are advisory. They help show how consensus can work, but Astro Bear decides what actually gets built and when.
The test stablecoin is a classroom model only
Any test stablecoin in Ursa Ledger is a classroom model on testnet. It is a test coin with no value. There is no promise that it will ever become a real coin, be offered to the public, or exist off this educational game world.
User content and nicknames
You are responsible for the nicknames, messages and other content you submit. Do not use a nickname that is someone else's personal information. You give Astro Bear permission to display that content in the games, on leaderboards and in related educational pages. Because some of it may also be written to a public ledger, it may not be possible to take it down from the ledger later. We may still remove it from our own sites.
No warranty
Ursa Ledger is provided as is, for education and entertainment. We do not promise that the site or games will always be available, error-free or fit for a particular purpose. Testnet, hosting and login services can go down or change.
Limitation of liability
To the fullest extent allowed by law, Astro Bear and the people who help run Ursa Ledger are not liable for any loss, damage or claim that comes from your use of the site, the games, play money, testnet transactions, votes, or any inability to use them. This includes lost data, lost play balances and any reliance on educational material. Some places do not allow certain limits on liability, so some of this may not apply to you. These terms do not limit any rights you have that cannot be waived under applicable law.
Changes to the terms
These terms may be updated from time to time. The date at the top will change when they do. If the notice you accept is tied to a version number, a later change may show you the pop-up again so you can read the new terms. If you keep using Ursa Ledger after an update, you are accepting the new terms.
Contact
Questions about these terms can be sent to hello@astrobear589.com.